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    Home | Card based transactions | Network banking
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    • Core infrastucture
      • Switching platform
      • The LINK scheme
      • Transaction and switching
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    • Network banking

    Network banking

    The VocaLink network banking service allows bank customers to bank where it is convenient for them. Customers can go to a networked outlet instead of going to a branch, to perform basic banking functions. The VocaLink switching infrastructure connects the participating banks to the network outlet.

    Our service is currently being used to address the UK Government’s concerns about financial exclusion. VocaLink connects seventeen participating banks and building societies to Post Office™ counters. Customers can withdraw cash, check balances and make deposits at Post Office™ counters and at 65,000 LINK ATMs.

    VocaLink was chosen by Post Office Limited on the basis of its impeccable track record in transaction management and because of the central position we hold connecting nearly every bank and building society in the UK. Our infrastructure provides the highest level of security and resilience for data transferred between the Post Office™ and Members of the LINK scheme.

    *The organisations connected to the Post Office™ network banking implementation are: 
    Abbey, Alliance & Leicester, Bank of Ireland, Bank of Scotland, Barclays, Clydesdale Bank, The Co-operative Bank, First Trust Bank, Halifax, HSBC, Lloyds TSB, Nationwide Building Society, NatWest, Northern Bank, The Royal Bank of Scotland, Ulster Bank, Yorkshire Bank.

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