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    Home | Card based transactions
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    • Core infrastucture
      • Switching platform
      • The LINK scheme
      • Transaction and switching
    • Card gateways
    • ATM mobile phone top up
    • Debit card issuing
    • ATM acquiring
      • Outsourcing with us
    • Network banking

    Card-based transactions

    There are over 65,000 cash machines (ATMs) in the UK. Each of these is connected to a central transaction switching platform that manages the interaction between the ATM owners and the cardholder’s bank. VocaLink provides the technology at the heart of the UK ATM network and connects these with international card schemes. This allows UK travellers to withdraw cash abroad and overseas visitors to use UK ATMs.

    VocaLink transaction services are managed and operated within the same secure infrastructure as the central transaction switching platform. We have selected the best-of-breed hardware and software when designing products that will help reduce costs and improve the accessibility of ATM services. Our services give banks and ATM owners an economical means of means of obtaining expert, day-to-day ATM estate management.

    VocaLink provides all the services that ATM deployers need to manage their ATM lifecycle cost-effectively. The services deliver business efficiency and a seamless interface with customers and enable ATM owners to maximise their ATM investment by outsourcing as many or as few functions as their operation requires. 

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